END USER LICENSE AGREEMENT

WealthSnap

A Product of WealthPods, LLC

Effective Date: June 18, 2026 | Version 2.0

1240 White Wood Way, West Chester, PA 19382 | support@wealthsnap.io | wealthsnap.io

IMPORTANT — PLEASE READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING OR USING THE WEALTHSNAP PLATFORM.

BY CLICKING “I AGREE,” CREATING AN ACCOUNT, OR OTHERWISE ACCESSING OR USING THE PLATFORM, YOU (“USER”) AGREE TO BE LEGALLY BOUND BY THE TERMS OF THIS AGREEMENT. IF YOU ARE ENTERING INTO THIS AGREEMENT ON BEHALF OF A COMPANY OR OTHER LEGAL ENTITY, YOU REPRESENT THAT YOU HAVE THE AUTHORITY TO BIND THAT ENTITY. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE PLATFORM.

This Agreement is entered into between WealthPods, LLC, a Pennsylvania limited liability company (“WealthPods,” “we,” “us,” or “our”), and the individual or entity accessing or using the WealthSnap platform (“User,” “you,” or “your”).

1. DEFINITIONS

“Platform” means the WealthSnap software application, including all features, APIs, integrations, updates, improvements, and related services provided by WealthPods.

“CRM” means any third-party Customer Relationship Management system with which the Platform integrates, including but not limited to Wealthbox CRM, Redtail Technology, and Salesforce.

“Client Data” means any data, information, or content submitted through the Platform by the User or the User’s clients, including but not limited to names, contact information, financial data, account data, risk tolerance information, and any data residing in custom fields created by the User within their CRM.

“Pass-Through Data” means Client Data that is transmitted through the Platform solely for the purpose of delivery to the User’s designated CRM and is not stored, retained, or processed by WealthPods beyond the time technically necessary to complete transmission.

“Sensitive Data” means data elements that may require heightened legal protection, including but not limited to Social Security numbers, government-issued identification numbers, financial account numbers, health information, biometric data, and any data classified as sensitive under applicable federal or state law.

“Operational Data” means anonymized, non-identifiable system metadata collected by WealthPods to operate, maintain, and improve the Platform, including but not limited to submission timestamps, API response codes, error codes, and field identifiers (not field values). Operational Data does not include Client Data or Sensitive Data.

“Free Trial” means a limited, time-bound access period during which User may access the Platform at no charge, subject to the terms of Section 15 of this Agreement.

2. LICENSE GRANT

Subject to the terms of this Agreement and timely payment of applicable fees (if any), WealthPods grants User a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for User’s internal wealth management business purposes.

User may not:

Sublicense, sell, resell, transfer, assign, or otherwise exploit the Platform for any third-party commercial purpose without WealthPods’ prior written consent;
Modify, copy, reverse engineer, decompile, disassemble, or create derivative works of the Platform or any component thereof;
Use the Platform in any manner that violates applicable law or regulation, including but not limited to securities laws, privacy laws, data protection laws, and financial services regulations;
Use the Platform to transmit unlawful, harmful, fraudulent, abusive, or malicious content;
Interfere with or disrupt the integrity, security, or performance of the Platform or its underlying infrastructure;
Attempt to gain unauthorized access to any portion of the Platform or any related systems or networks;
Use the Platform to build a competing product or service.

3. DATA ARCHITECTURE, HANDLING, AND TRANSPARENCY

3.1 Pass-Through Architecture

The Platform is designed and operated as a data pass-through conduit. Client Data submitted through the Platform is transmitted directly to the User’s designated CRM via API. WealthPods does NOT store, retain, archive, or maintain copies of Client Data or Sensitive Data on its servers at any time, including during or after transmission.

3.2 Data WealthPods Does Collect

In the ordinary course of operating the Platform, WealthPods collects and retains the following categories of data:

Account credentials and authentication information (username, hashed password, OAuth tokens) necessary to maintain User’s account and CRM connection;
Form configuration data, including field mappings, form structure, and branding settings created by User;
Subscription and billing information sufficient to process payment;
Operational Data: anonymized system metadata including submission timestamps, API response codes, error codes, and field identifiers (not field values). This data contains no Client Data and no Sensitive Data.

WealthPods does not collect, retain, or have access to the values entered by clients into intake forms.

3.3 Error Handling Architecture

If a form submission results in an API error from the CRM provider, the WealthSnap Platform is designed to:

Return the full submission payload to the User’s browser via HTTPS response;
Store the data temporarily in the User’s browser session storage (sessionStorage) — entirely on the User’s local machine;
Log only anonymized Operational Data on WealthPods servers: submission timestamp, error code, and CRM field identifier. No field values, no PII, and no Sensitive Data are written to WealthPods servers under any circumstances.

User acknowledges that data held in browser sessionStorage is under User’s direct control and is not accessible to WealthPods.

3.4 Custom Fields and Sensitive Data

THE PLATFORM ALLOWS USERS TO MAP AND TRANSMIT DATA FROM CUSTOM FIELDS CREATED WITHIN THEIR CRM. USER EXPRESSLY ACKNOWLEDGES AND AGREES THAT:

WealthPods has no visibility into, and exercises no control over, the content, nature, or sensitivity classification of custom CRM fields created by User;
User may configure the Platform to transmit fields containing Sensitive Data, including Social Security numbers, tax identification numbers, financial account numbers, or other regulated information;
User assumes sole and complete responsibility for determining the appropriateness of transmitting any Sensitive Data through the Platform;
WealthPods makes no representation that the Platform is compliant with any specific regulatory framework — including but not limited to FINRA, SEC, HIPAA, GLBA, CCPA, or state-specific privacy or financial services laws — with respect to the transmission of Sensitive Data through custom fields;
User is solely responsible for ensuring that its configuration and use of the Platform, including any transmission of Sensitive Data, complies with all applicable laws, regulations, and the User’s own firm compliance policies and obligations.

3.5 CRM Provider Responsibility

Client Data delivered to User’s CRM is subject exclusively to the terms, privacy policy, and security practices of the applicable CRM provider. WealthPods is not responsible for the storage, security, handling, processing, or use of Client Data once it has been successfully transmitted to the CRM. User is solely responsible for ensuring that its CRM provider’s practices satisfy any applicable regulatory or contractual requirements.

3.6 AI Readiness and Limitations

The Platform is marketed as providing “AI-ready” structured data. This means the Platform delivers Client Data in a structured, field-mapped format suitable for use with AI analysis tools. WealthPods makes no representation or warranty that:

Client Data delivered through the Platform will produce any particular outcome when processed by AI or machine learning tools;
The Platform is compatible with any specific AI tool or platform;
Use of AI tools on data delivered by the Platform will meet any regulatory requirement or compliance obligation;
AI-generated analysis of data delivered by the Platform will be accurate, complete, or suitable for any financial or investment purpose.

User assumes sole responsibility for any AI tools used in conjunction with data delivered by the Platform and for all outcomes thereof.

4. FINANCIAL SERVICES REGULATORY DISCLAIMER

WealthPods is a technology company and is not a registered investment adviser, broker-dealer, investment company, financial planner, fiduciary, or compliance service under any federal or state securities law. The Platform does not provide investment advice, compliance guidance, legal advice, or regulatory interpretation.

User, as a wealth management professional, is solely responsible for:

Ensuring that its use of the Platform complies with all applicable securities laws, FINRA rules, SEC regulations, state investment adviser laws, and any applicable broker-dealer or RIA compliance program requirements;
Obtaining all required client consents under GLBA, state privacy laws, or any applicable client agreement before collecting, transmitting, or processing client data through the Platform;
Ensuring that any data collected or transmitted through the Platform satisfies the User’s record-keeping obligations under applicable law;
Ensuring that the Platform’s use does not violate any applicable data security requirements, including but not limited to those imposed by FINRA Rule 4370, SEC Regulation S-P, or applicable state laws.

Nothing in this Agreement shall be construed as WealthPods assuming any compliance obligation of the User.

5. USER RESPONSIBILITIES

User agrees to:

Maintain the confidentiality and security of User’s account credentials and notify WealthPods immediately of any unauthorized access or security incident;
Ensure that all use of the Platform complies with applicable federal, state, and local laws and regulations;
Obtain all legally required consents from clients before collecting, transmitting, or processing their data through the Platform;
Implement and maintain appropriate administrative, technical, and physical safeguards to protect Client Data prior to submission through the Platform;
Review and comply with the terms of service and privacy policies of User’s CRM provider;
Promptly notify WealthPods at support@wealthsnap.io of any known or suspected security incident involving the Platform;
Ensure that the Platform is used only for lawful wealth management purposes and not to collect data for unauthorized purposes.

6. THIRD-PARTY INTEGRATIONS AND DEPENDENCIES

The Platform integrates with third-party CRM providers via API. WealthPods does not control and is not responsible for:

The availability, uptime, or performance of any third-party CRM API;
Changes to any third-party CRM API that may disrupt, degrade, or terminate Platform functionality;
Security vulnerabilities in any third-party CRM platform;
Any fees, terms, or conditions imposed by third-party CRM providers.

WealthPods will use commercially reasonable efforts to maintain integrations with supported CRM providers but does not guarantee the continued availability of any specific integration. WealthPods will provide reasonable notice to Users if a supported integration is being discontinued.

User acknowledges that CRM API availability is outside WealthPods’ control and agrees that WealthPods is not liable for any service disruption, data loss, or submission failure caused by third-party CRM downtime, API changes, or authentication failures.

7. INTELLECTUAL PROPERTY

The Platform, including all software, features, designs, algorithms, workflows, API architectures, and documentation, is the exclusive intellectual property of WealthPods, LLC, as formally established under the WealthPods Operating Agreement dated August 15, 2025, and the Intellectual Property Assignment executed by the founders on August 12, 2025. All rights not expressly granted herein are reserved by WealthPods.

User’s right to use the Platform is limited to the license expressly granted in Section 2. Nothing in this Agreement transfers any ownership interest in the Platform to User.

User retains all ownership rights in User’s form configurations, CRM field mappings, and custom branding created within the Platform.

8. DATA SECURITY AND BREACH NOTIFICATION

8.1 WealthPods Security Measures

WealthPods implements commercially reasonable administrative, technical, and physical safeguards designed to protect the Platform and Operational Data, including:

TLS 1.2 or higher encryption for all data in transit;
OAuth 2.0 authentication for all CRM API connections;
Logical access controls and authentication requirements for Platform administration;
Regular review of security practices and infrastructure.

WealthPods does not store Client Data or Sensitive Data, which materially limits its data security obligations and exposure. No data transmission over the internet can be guaranteed to be 100% secure.

8.2 Breach Notification

In the event of a confirmed security incident affecting WealthPods’ systems that may impact User’s account or Operational Data, WealthPods will notify affected Users via email within 72 hours of confirming the incident, to the extent reasonably practicable. Because WealthPods does not store Client Data, any breach of WealthPods’ systems would not expose Client Data or Sensitive Data that has passed through the Platform.

User is solely responsible for notifying its own clients and regulatory authorities of any breach affecting Client Data stored with User’s CRM provider, in accordance with applicable law.

9. DISCLAIMER OF WARRANTIES

THE PLATFORM IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WEALTHPODS EXPRESSLY DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO:

WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT;
WARRANTIES THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, FREE FROM VIRUSES, OR SECURE;
WARRANTIES THAT CLIENT DATA WILL BE TRANSMITTED WITHOUT LOSS, CORRUPTION, DELAY, OR INTERCEPTION;
WARRANTIES THAT THE PLATFORM COMPLIES WITH ANY SPECIFIC REGULATORY REQUIREMENT APPLICABLE TO USER’S BUSINESS OR CLIENTS;
WARRANTIES REGARDING THE SECURITY, RELIABILITY, PERFORMANCE, OR AVAILABILITY OF ANY THIRD-PARTY CRM API OR INTEGRATION;
WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, OR SUITABILITY OF DATA PROCESSED BY AI TOOLS USING OUTPUT FROM THE PLATFORM.

10. LIMITATION OF LIABILITY

10.1 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WEALTHPODS, ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, OR CONTRACTORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, REGULATORY FINES OR PENALTIES, COST OF SUBSTITUTE SERVICES, OR CLIENT CLAIMS ARISING FROM OR IN CONNECTION WITH THIS AGREEMENT, THE PLATFORM, OR ANY CRM INTEGRATION, EVEN IF WEALTHPODS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

10.2 WEALTHPODS’S TOTAL CUMULATIVE LIABILITY TO USER FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THIS AGREEMENT OR THE PLATFORM SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL FEES PAID BY USER TO WEALTHPODS IN THE TWELVE (12) CALENDAR MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) ONE HUNDRED DOLLARS ($100.00).

10.3 WEALTHPODS SHALL NOT BE LIABLE FOR ANY FAILURE OR DELAY IN PERFORMANCE CAUSED BY: (A) THIRD-PARTY CRM API DOWNTIME, CHANGES, OR FAILURES; (B) USER’S MISCONFIGURATION OF FORMS OR FIELD MAPPINGS; (C) USER’S TRANSMISSION OF SENSITIVE DATA THROUGH CUSTOM FIELDS; OR (D) OUTCOMES PRODUCED BY AI OR MACHINE LEARNING TOOLS OPERATING ON DATA DELIVERED BY THE PLATFORM.

10.4 The limitations in this Section apply regardless of the theory of liability, whether based in contract, tort, negligence, strict liability, or otherwise. Some jurisdictions do not allow the exclusion or limitation of certain damages; in such jurisdictions, WealthPods’ liability is limited to the maximum extent permitted by law.

11. INDEMNIFICATION

User agrees to indemnify, defend, and hold harmless WealthPods, LLC and its members, managers, officers, employees, agents, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees and court costs) arising out of or related to:

User’s access to or use of the Platform;
User’s breach of any term of this Agreement;
User’s violation of any applicable law, regulation, or rule, including but not limited to securities laws, privacy laws, GLBA, FINRA rules, and data protection requirements;
User’s transmission of Sensitive Data or regulated data through the Platform, including through custom CRM fields;
Any claim by User’s clients arising from User’s collection, processing, or use of their data through the Platform;
User’s relationship with or obligations to its CRM provider;
Any regulatory action or investigation arising from User’s use of the Platform.

12. TERM AND TERMINATION

This Agreement is effective as of the date User first accesses the Platform and continues until terminated by either party.

WealthPods may suspend or terminate User’s access to the Platform immediately, without prior notice or liability, if WealthPods determines that User has: (a) violated any term of this Agreement; (b) failed to pay applicable fees; (c) used the Platform in a manner that poses a legal, security, or reputational risk to WealthPods or other Users; or (d) provided false or misleading information in connection with User’s account.

User may terminate this Agreement at any time by ceasing all use of the Platform and closing User’s account in accordance with WealthPods’ account closure procedures. Prepaid fees are non-refundable except as required by applicable law.

Upon termination for any reason: (a) the license granted in Section 2 shall immediately and automatically terminate; (b) User shall have no further right to access the Platform; and (c) WealthPods shall have no obligation to retain or return any User configuration data. Sections 3, 4, 7, 9, 10, 11, 13, 14, 15, and 16 shall survive termination.

13. GOVERNING LAW AND JURISDICTION

This Agreement is governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of laws principles. User irrevocably consents to the exclusive personal jurisdiction and venue of the state and federal courts located in Chester County, Pennsylvania for any dispute arising out of or related to this Agreement that is not subject to arbitration under Section 14.

14. DISPUTE RESOLUTION; ARBITRATION; CLASS ACTION WAIVER

14.1 Informal Resolution

Before initiating any formal dispute resolution proceeding, the parties agree to first attempt to resolve any dispute through good-faith negotiation. The party raising the dispute shall provide written notice to the other party, and the parties shall have thirty (30) days to attempt informal resolution.

14.2 Binding Arbitration

If informal resolution fails, any dispute, controversy, or claim arising out of or relating to this Agreement, or the breach, termination, enforcement, interpretation, or validity thereof, shall be resolved by binding arbitration administered by JAMS in accordance with its Streamlined Arbitration Rules and Procedures. The arbitration shall take place in Chester County, Pennsylvania. The arbitrator’s award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

Notwithstanding the foregoing, WealthPods may seek injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights or confidential information without waiving its right to arbitration.

14.3 Class Action Waiver

USER AND WEALTHPODS EACH AGREE THAT ANY CLAIMS ARISING OUT OF OR RELATING TO THIS AGREEMENT SHALL BE BROUGHT IN THEIR RESPECTIVE INDIVIDUAL CAPACITIES ONLY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CLASS OR REPRESENTATIVE PROCEEDING.

15. FREE TRIAL TERMS

WealthPods may, at its sole discretion, offer User access to the Platform on a no-charge basis for a limited trial period (“Free Trial”). The following terms apply to Free Trials:

The Free Trial period and features will be communicated to User at the time of sign-up and may be modified or discontinued by WealthPods at any time without notice;
At the end of the Free Trial period, User must select a paid subscription plan or access to the Platform will be suspended;
All terms of this Agreement apply during the Free Trial period;
WealthPods reserves the right to terminate any Free Trial at any time for any reason;
Free Trial promotional terms (including extended trial periods offered via webinar or partner programs) are subject to the specific terms communicated at the time of the offer.

16. GENERAL PROVISIONS

16.1 Entire Agreement

This Agreement, together with any order forms, subscription confirmations, and exhibits incorporated herein by reference, constitutes the entire agreement between the parties with respect to the Platform and supersedes all prior and contemporaneous agreements, representations, and understandings.

16.2 Amendments

WealthPods reserves the right to modify this Agreement at any time. Material changes will be communicated to User via email to the address on file or prominent notice within the Platform at least thirty (30) days before the effective date of the change. Continued use of the Platform after the effective date of any modification constitutes acceptance of the modified Agreement. If User does not agree to a modification, User’s sole remedy is to terminate the Agreement and cease using the Platform.

16.3 Severability

If any provision of this Agreement is held invalid, illegal, or unenforceable by a court of competent jurisdiction, the provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

16.4 Waiver

No waiver of any term of this Agreement shall be deemed a further or continuing waiver. WealthPods’ failure to enforce any provision shall not constitute a waiver of its right to do so in the future.

16.5 Assignment

User may not assign, delegate, or transfer this Agreement or any rights hereunder without WealthPods’ prior written consent. WealthPods may freely assign this Agreement, including in connection with a merger, acquisition, or sale of all or substantially all of its assets, without User’s consent. Any purported assignment in violation of this Section is void.

16.6 Force Majeure

WealthPods shall not be liable for any delay or failure to perform resulting from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, government action, pandemic, internet or telecommunications outages, cyberattacks, or failures of third-party service providers (including CRM providers).

16.7 No Third-Party Beneficiaries

This Agreement is for the sole and exclusive benefit of the parties hereto. Nothing in this Agreement, express or implied, confers any rights or remedies upon any third party, including User’s clients.

16.8 Electronic Acceptance and Records

User agrees that electronic acceptance of this Agreement (including click-through acceptance) constitutes a valid, binding, and enforceable agreement. WealthPods may maintain records of User’s acceptance and account activity in electronic form, which shall be admissible in any proceeding to the same extent as paper records.

16.9 Notices

All legal notices required or permitted under this Agreement shall be in writing and delivered to: WealthPods, LLC, 1240 White Wood Way, West Chester, PA 19382, or via email to support@wealthsnap.io. Notices sent by email are effective upon confirmed delivery. Notices sent by certified U.S. mail are effective five (5) business days after posting.

16.10 Independent Counsel

The parties acknowledge that each has had the opportunity to seek the advice of independent legal counsel prior to entering into this Agreement.

ACKNOWLEDGMENT OF AGREEMENT

BY USING THE WEALTHSNAP PLATFORM, USER ACKNOWLEDGES THAT USER HAS READ THIS AGREEMENT IN ITS ENTIRETY, UNDERSTANDS ITS TERMS, AND AGREES TO BE LEGALLY BOUND BY THEM. IF USER IS ENTERING INTO THIS AGREEMENT ON BEHALF OF A COMPANY OR OTHER LEGAL ENTITY, USER REPRESENTS THAT USER HAS THE AUTHORITY TO BIND SUCH ENTITY.

WealthPods, LLC — WealthPods, a Pennsylvania LLC

Version 2.0 | Effective June 18, 2026